When you come into my office you will not be treated like a number.  For over 20 years I have given personal service to my clients in La Mesa, El Cajon, and in the East County of San Diego.  My law office is not a bankruptcy mill. We are honest and upfront about bankruptcy fees and costs. With a pre-bankruptcy review you will have a very good idea of what the case will cost before filing. I personally will review your documents prior to filing and do everything possible to make the bankruptcy process work for you.  You'll get bankruptcy debt relief to the degree the bankruptcy code will allow. You'll get timely bankruptcy filing  after you provide the information requested.   My goal is to get you all the debt relief you are entitled to.  I personally will discuss your bankruptcy case with you.  I will be able to tell you if you qualify for a chapter 7 or chapter 13 bankruptcy. As part of the pre-bankruptcy interview,  we'll discover which chapter of bankruptcy is right for you.  

Your money problems are not going away on their own.

      This is in part why your creditors are calling you.  Your creditors know if they keep calling you that maybe you will pay them first so they will go away.  This only puts you in a worse condition with other creditors.

      The creditor's calls and harassment can be stopped.  Even if you have a judgment against you or wage garnishment, they can be stopped.  Filing for Bankruptcy is a major and important decision that in many cases improves your credit rating and ability to get credit.  

     When you come into my office the first thing you will notice is a professional law office that provides individual debt relief services.  There are other services available other than bankruptcy which include living trusts and estate planning.  I deal with real financial legal issues.  You'll get the time necessary to ensure that the bankruptcy process or estate is managed in an effective manner.  You will be advised and provided guidance when needed at every step in the bankruptcy process.

In the last year, bankruptcy filings have increased 41% and in many areas of California it is much higher.  Consumer bankruptcies totaled 1,046,449 filings through the first nine months of 2009 and the numbers will only rise this year and probably for the next several years.   The primary reason for filing personal bankruptcy is the unforeseen financial down turn, loss of savings and unable to borrow funds at a reasonable rate. Greedy credit card companies who raised their rates and minimum payments contributed to the inability to pay on debts.  There may be unforeseen medical expenses, loss of employment, death of a family member and even divorce. 

 We are a debt relief agency. We help people file for relief under the Bankruptcy Code.

Whether you need relief from garnishments, liens, foreclosures, credit card debts, medical bills or the constant harassment from your creditors, Bankruptcy can help you get a fresh financial start. Please call for your free consultation!

Call (619) 447-6780 and learn about:  

How Bankruptcy Can Stop Creditors from Harassing You  

  How to Eliminate most OR all of your debts  

   What property you can keep after a Bankruptcy Filing

 Whether Chapter 7 liquidation or Chapter 13 is right for you and much more!

This communication is an “Advertisement” as defined by the California Rules of Professional Conduct and California Business and Professions Code. No communication herein shall create an attorney-client relationship unless a separate retainer agreement is signed by an attorney and client. This material is for informational purposes only and not intended to provide legal counsel or legal advice to you.  La Mesa Chapter 13 Bankruptcy La Mesa 91941, 91942.

The Law Office of David A. Casey represents individuals and businesses seeking Bankruptcy relief.